Website terms of use
Effective October 21, 2026
Plain-language summary
Use REALLY.YOU to learn, estimate and compare. Do not treat a calculator result as an offer, legal rule or personal financial instruction. Check important figures against current written terms.
Using the information
Educational use
The site provides general education and estimation tools. Results are not offers, quotes, legal opinions, tax advice or individualized financial advice. A result only reflects the inputs and assumptions shown on that page.
Your responsibility
Verify rates, fees, dates, coverage and contract language with the relevant lender, seller, insurer, adviser or authority. You remain responsible for the figures you enter and the decisions you make.
Accuracy and availability
Models simplify real contracts
We work to make formulas reproducible, but real agreements can use daily interest, special rounding, changing rates, local taxes or product-specific rules. The site does not promise that every estimate will match a provider’s system.
The service may change
Pages, formulas and features may be corrected, updated or removed. The service may also be interrupted. A saved result should be checked again when rates, prices, laws or contract terms change.
Acceptable use
Protect the service and its readers
Do not interfere with the site, attempt unauthorized access, send malicious code or reuse substantial content in a way that hides its source or purpose.
- Use reasonable request rates.
- Do not present an estimate as a guaranteed quote.
- Do not imply that REALLY.YOU endorses a lender, seller or product.
Before relying on a result, review the calculation methodology, the financial information disclaimer and the privacy policy.